30 year fixed
15 year fixed
30 yr fixed jumbo 15 yr fixed jumbo
Adjustable Rates
1 year ARM
3 year ARM
5 year ARM
1 yr ARM (jumbo)
3 yr ARM (jumbo)
5 yr ARM (jumbo)
* Closing cost excluding title and government
fees
Fixed Rates
Loan amount under $417,000 (Conforming)
| Program | Interest Rate % | Origination Fee % | Discount Fee % | Closing cost $ |
| 30 YR fixed |
4.500 |
1.000 |
1.000 |
1140* |
| 30 YR fixed | 4.875 | 1.000 | 0 | 1140* |
| 30 YR Fixed | 5.125 | 0.500 | 0 | 1140* |
| 30 YR Fixed | 5.500 | 0 | 0 | 1140* |
| Program | Interest Rate % | Origination Fee % | Discount Fee % | Closing cost $ |
| 15 YR fixed |
4.375 |
1.0 |
1.0 |
1140* |
| 15 YR fixed | 4.500 | 1.0 | 0.5 | 1140* |
| 15 YR Fixed | 4.625 | 1.0 | 0 | 1140* |
| 15 YR Fixed | 5.375 | 0 | 0 | 1140* |
Loan amount over $417,000 (Jumbo)
| Program | Interest Rate % | Origination Fee % | Discount Fee % | Closing cost $ |
| 30 YR fixed (jumbo) |
6.875 |
1.000 |
1.000 |
1140* |
| 30 YR fixed (jumbo) | 7.25 | 1.000 | 0.000 | 1140* |
| 30 YR Fixed (jumbo) | 7.5 | 0.500 | 0.000 | 1140* |
| 30 YR Fixed (jumbo) | 7.750 | 0 | 0 | 1140* |
| Program | Interest Rate % | Origination Fee % | Discount Fee % | Closing cost $ |
| 15 YR fixed (jumbo) |
6.50 |
1.0 |
1.500 |
1140* |
| 15 YR fixed (jumbo) | 6.750 | 1.0 | 1.000 | 1140* |
| 15 YR Fixed (jumbo) | 7.0 | 1.0 | 0.50 | 1140* |
| 15 YR Fixed (jumbo) | 7.50 | 1.0 | 0 | 0* |
Adjustable Rates
Loan amount under $417,000 (Conforming)
| Program | Interest Rate % | Origination Fee % | Discount Fee % | Closing cost $ |
| 1 YR ARM |
6.500 |
1 |
0 |
1140* |
| 1 YR ARM | 7.000 | 0.500 | 0 | 1140* |
| 1 YR ARM | 7.500 | 0 | 0 | 1140* |
| Program | Interest Rate % | Origination Fee % | Discount Fee % | Closing cost $ |
| 3 YR ARM |
5.50 |
1 |
0 |
1140* |
| 3 YR ARM | 6.000 | 0 | 0 | 1140* |
| 3 YR ARM | 7.250 | 0 | 0 | 0* |
| Program | Interest Rate % | Origination Fee % | Discount Fee % | Closing cost $ |
| 5 YR ARM |
5.50 |
1 |
0 |
1140* |
| 5 YR ARM | 6.000 | 0.500 | 0 | 1140* |
| 5 YR ARM | 7.250 | 0 | 0 | 1140* |
Loan amount over $417,000 (Jumbo)
| Program | Interest Rate % | Origination Fee % | Discount Fee % | Closing cost $ |
| 1 YR ARM (jumbo) |
8.25 |
1 |
0 |
1140* |
| 1 YR ARM (jumbo) | 8.50 | 0.500 | 0 | 1140* |
| Program | Interest Rate % | Origination Fee % | Discount Fee % | Closing cost $ |
| 3 YR ARM (jumbo) |
6.250 |
1.000 |
1.000 |
1140* |
| 3 YR ARM (jumbo) | 6.750 | 1.000 | 0 | 1140* |
| Program | Interest Rate % | Origination Fee % | Discount Fee % | Closing cost $ |
| 5 YR ARM (jumbo) |
6.750 |
1 |
0 |
1140* |
| 5 YR ARM (jumbo) | 7.000 | 0.500 | 0 | 1140* |
| Program | Interest Rate % | Origination Fee % | Discount Fee % | Closing cost $ |
| 30 YR fixed |
5.250 |
1 |
0 |
1540* |
| 30 YR fixed | 6.000 | 0 | 0 | 1540* |
| 30 YR fixed | 6.50 | 0 | 0 | 0* |
| 3/1 ARM | 6.250 | 1 | 0 | 1540* |
| 3/1 ARM | 6.7500 | 0 | 0 | 1540* |
We are mortgage brokers and our job is to find you lowest possible
interest rate and closing cost for your particular situation. We are
also discounters. If you go to the bank directly you will pay full
retail prices for your mortgage. With our company you will receive the
same loan from the same bank at a lower cost. When you to a bank directly
it is like buying brand name merchandise at Neiman Marcus. Our company
will provide the same mortgage from the same bank as if you were buying
the brand name merchandise from Costco instead.